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Financial Planning for Bad Times

अच्छे समय में बचत करनी चाहिय बुरे दिनों के लिए।
सब दिन नहीं एक समाना

LIC आपको बचत करने के भरोसेमंद व सुरक्षित माध्यम देती है जिससे आप अपने भविष्य को आर्थिक रूप से सुरक्षित बना सकें।

  • Save money for your kids.
  • Save money to buy future.
  • Saving money is good for you.
  • Saving money, the wise choice.
  • Saving money, the smart choice.
  • Save your money for your honey.
  • Save money to buy your own house.
  • Saving money makes lots of sense.
  • Save money and money will save you.
  • Save money, become financially independent.

याद रखिये छोटी या बड़ी बचत-बचत होती है
उसका महत्व तभी पता चलता है जब आपकी बचत बुरे समय में आपके काम आती है।

Say yes to saving money.

 इसीलिये LIC आपको प्रोत्साहित करती है कि आप बिना हिचके छोटी से छोटी बचत से जल्द से जल्द शुरुआत करें, जिसको आप बाद में समय के साथ बढ़ा भी सकते हो।

कहते है छोटी बचत महा बचत

आप मात्र 30 रुपये प्रति दिन की दर से भी

बचत शुरू कर सकते हो

How to save money

#1. Make a budget
If you’re spending more than you earn, ask yourself what you could cut out or cut back.

#2. Track your spending
It’s important to keep track of your day-to-day spending, so you don’t live beyond your means. Your bank statement will tell you how much money is going into your bank account and how much is going out. You can then identify areas where you can save.

#3. Pay off your credit card
Paying your credit card in full and on time is the best way to avoid interest charges and late-payment fees.And you should pay more than the minimum required, otherwise you’ll end up paying lots more in interest.

#4. Open a savings POLICY
By restricting access to your money, savings POLICY can give you easy way to save and NOT SPEND that money easily.

#5. Focus on recurring expenses
Go over your bank statements and look at all the things you have spent money on over the past year.Then see how much money you can save on them by, taking cheaper plans or low cost bills.

#6. Control your impulses
Credit cards, ATMs and online shopping make it easier than ever to spend money.If you see something you want, wait at least a day before you buy it – 30 days if it’s a non-necessary big purchase.You might find the urge passes.

#7. Plan your meals
Meal planning is one of the easiest ways to save money.If you know what you’re eating for the week and have shopped accordingly, there’ll be no need for random visits to the supermarket.Extra visits result in your spending more money and even wasting food.